:root{
  --navy:#0B1F3A;
  --navy-2:#12294d;
  --navy-3:#1b3763;
  --gold:#227f3e;
  --gold-2:#6af09d;
  --ink:#1e293b;
  --muted:#5b6b82;
  --bg:#F7F9FC;
  --card:#ffffff;
  --radius:18px;
  --shadow:0 20px 50px -18px rgba(11,31,58,.25);
  --shadow-sm:0 8px 24px -10px rgba(11,31,58,.18);
}
*{
    margin:0;
    padding:0;
    box-sizing:border-box}

html{
    scroll-behavior:smooth
}

body{
    font-family:'Inter',system-ui,sans-serif;
    color:var(--ink);
    background:#fff;
    line-height:1.6;
    overflow-x:hidden
}

h1,h2,h3,h4{
    font-family:'Fraunces',Georgia,serif;
    color:var(--navy);
    line-height:1.15;
    font-weight:600
}

img{
    max-width:100%
}

a{
    text-decoration:none;
    color:inherit
}
.container{
    width:min(1180px,92%);
    margin:0 auto
}

section{
    padding:96px 0
}

/* ---------- Reveal animations ---------- */
.reveal{
    opacity:0;
    transform:translateY(42px);
    transition:opacity .8s cubic-bezier(.22,.61,.36,1),transform .8s cubic-bezier(.22,.61,.36,1)
}
.reveal.visible{
    opacity:1;
    transform:none
}
.reveal-left{
    opacity:0;
    transform:translateX(-56px);
    transition:opacity .85s ease,transform .85s cubic-bezier(.22,.61,.36,1)
}
.reveal-left.visible{
    opacity:1;
    transform:none
}

.reveal-right{
    opacity:0;
    transform:translateX(56px);
    transition:opacity .85s ease,transform .85s cubic-bezier(.22,.61,.36,1)
}

.reveal-right.visible{
    opacity:1;
    transform:none
}

.d1{
    transition-delay:.1s
}
.d2{
    transition-delay:.2s
}
.d3{
    transition-delay:.3s
}
.d4{
    transition-delay:.4s
}
.d5{
    transition-delay:.5s
}

/* ---------- Navbar ---------- */
.nav{
    position:fixed;
    top:0;
    left:0;
    right:0;
    z-index:100;
    padding:22px 0;
    transition:all .4s ease
}
.nav.scrolled{
    background:rgba(255,255,255,.92);
    backdrop-filter:blur(14px);
    padding:12px 0;
    box-shadow:0 6px 30px -12px rgba(11,31,58,.25)
}
.nav-inner{
    display:flex;
    align-items:center;
    justify-content:space-between
}
.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
   
}

.logo img {
    width: 120px;
    height: 68px;
    object-fit: contain;
    display: block;
    padding-left: 30px;
}

.nav-links{
    display:flex;
    align-items:center;
    gap:34px;
    list-style:none
}
.nav-links a{
    color:rgba(255,255,255,.85);
    font-weight:500;
    font-size:.95rem;
    position:relative;
    transition:color .3s
}
.nav.scrolled .nav-links a{
    color:var(--muted)
}
.nav-links a::after{
    content:"";
    position:absolute;
    left:0;
    bottom:-6px;
    width:0;
    height:2px;
    background:var(--gold);
    border-radius:2px;
    transition:width .35s ease
}
.nav-links a:hover{
    color: #1faf5b;
}
.nav-links a:hover::after{
    width:100%
}
.btn{
    display:inline-flex;
    align-items:center;
    gap:8px;
    padding:13px 28px;
    border-radius:999px;
    font-weight:600;
    font-size:.95rem;
    cursor:pointer;
    border:none;
    transition:all .3s ease
}
.btn-gold {
    background-color: #1faf5b;
    color: #ffffff;
    box-shadow: 0 10px 26px -8px rgba(46, 129, 30, 0.55);
}

.btn-gold:hover {
    background-color: #168f4a;
    color: #ffffff;
    transform: translateY(-3px);
    box-shadow: 0 16px 34px -8px rgba(31, 175, 91, 0.45);
}
.btn-ghost{
    background:transparent;
    color:#fff;
    border:1.5px solid rgba(255,255,255,.35)
}
.btn-ghost:hover{
    border-color:var(--gold);
    color:var(--gold);
    transform:translateY(-3px)
}
.btn-navy{
    background:var(--navy);
    color:#fff
}
.btn-navy:hover{
    background:var(--navy-3);
    transform:translateY(-3px)
}
.hamburger{
    display:none;
    background:none;
    border:none;
    color:#fff;
    font-size:1.6rem;
    cursor:pointer;
    transition:color .4s
}
.nav.scrolled .hamburger{
    color:var(--navy)
}

@media(max-width:900px){
  .nav-links{
    position:fixed;
    top:0;
    right:-100%;
    height:100vh;
    width:min(320px,80%);
    background:var(--navy);
    flex-direction:column;
    justify-content:center;
    gap:32px;
    transition:right .45s cubic-bezier(.22,.61,.36,1);
    box-shadow:-20px 0 60px rgba(0,0,0,.4)
}
  .nav-links.open{
    right:0
}
  .nav-links a{
    color:#fff!important;
    font-size:1.1rem
}
  .hamburger{
    display:block;
    z-index:110
}
}

/* ---------- Hero ---------- */
.hero{
    position:relative;
    min-height:100vh;
    display:flex;
    align-items:center;
    padding:150px 0 90px;
    background:radial-gradient(1200px 700px at 85% -10%,#1e4275 0%,transparent 60%),radial-gradient(900px 600px at -10% 110%,#173764 0%,transparent 55%),var(--navy);
    overflow:hidden
}
.hero-grid{
    position:absolute;
    inset:0;
    background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);
    background-size:56px 56px;
    mask-image:radial-gradient(ellipse at center,black 30%,transparent 75%)
}
.blob{
    position:absolute;
    border-radius:50%;
    filter:blur(70px);
    opacity:.5;
    animation:float 10s ease-in-out infinite
}
.blob-1{
    width:420px;
    height:420px;
    background:#2a5aa0;
    top:-120px;right:-80px
}
.blob-2{
    width:340px;
    height:340px;
    background:rgba(217,169,59,.35);
    bottom:-100px;
    left:-60px;
    animation-delay:3s
}
.blob-3{
    width:200px;
    height:200px;
    background:#3b6fb8;
    bottom:18%;
    right:22%;
    animation-delay:5s
}
@keyframes float{0%,100%{
    transform:translateY(0) scale(1)
}50%{
    transform:translateY(-34px) scale(1.06)
}}
.hero .container{
    position:relative;
    z-index:2;
    display:grid;
    grid-template-columns:1.1fr .9fr;
    gap:60px;align-items:center
}
.hero-badge{
    display:inline-flex;
    align-items:center;
    gap:10px;
    background:rgba(217,169,59,.14);
    border:1px solid rgba(217,169,59,.4);
    color:var(--gold-2);
    padding:8px 18px;
    border-radius:999px;
    font-size:.85rem;
    font-weight:600;
    margin-bottom:26px
}
.hero-badge .dot{
    width:8px;
    height:8px;
    border-radius:50%;
    background:var(--gold);
    animation:pulse 1.8s infinite
}
@keyframes pulse{0%,100%{
    box-shadow:0 0 0 0 rgba(59, 217, 167, 0.6)}70%{box-shadow:0 0 0 9px rgba(217,169,59,0)}
}
.hero h1{
    color:#fff;
    font-size:clamp(2.4rem,4.2vw,4rem);
    margin-bottom:22px
}
.hero h1 em{
    font-style:normal;
    background:linear-gradient(90deg,var(--gold),var(--gold-2));
    -webkit-background-clip:
    text;background-clip:text;
    color:transparent
}
.hero p{
    color:rgba(255,255,255,.72);
    font-size:1.1rem;
    max-width:520px;
    margin-bottom:36px
}
.hero-cta{
    display:flex;
    gap:16px;
    flex-wrap:wrap;
    margin-bottom:44px
}
.hero-trust{
    display:flex;
    align-items:center;
    gap:14px;
    color:rgba(255,255,255,.7);font-size:.9rem
}
.avatars{
    display:flex
}
.avatars span{
    width:38px;
    height:38px;
    border-radius:50%;
    border:2px solid var(--navy);
    display:grid;
    place-items:center;
    font-size:.8rem;
    font-weight:700;
    color:#fff;
    margin-left:-10px
}
.avatars span:first-child{
    margin-left:0
}
.av1{
    background:#e07a5f
}
.av2{
    background:#3d8bfd
}
.av3{
    background:#8e6fd8
}
.av4{
    background:var(--gold);
    color:var(--navy)!important
}
.stars{
    color:var(--gold);
    letter-spacing:2px
}

/* Hero card */
.hero-card{
    position:relative;
    background:rgba(255,255,255,.07);
    border:1px solid rgba(255,255,255,.14);
    backdrop-filter:blur(18px);
    border-radius:24px;
    padding:34px;
    box-shadow:0 40px 90px -30px rgba(0,0,0,.6);
    animation:heroCard 7s ease-in-out infinite
}

@keyframes heroCard{
    0%,100%{transform:translateY(0) rotate(-1deg)}50%{transform:translateY(-16px) rotate(0deg)}
}
.hero-card::before{
    content:"";
    position:absolute;
    inset:-1px;
    border-radius:24px;
    padding:1px;
    background:linear-gradient(135deg,rgba(240,201,106,.6),transparent 40%,transparent 60%,rgba(240,201,106,.35));-webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);
    -webkit-mask-composite:xor;
    mask-composite:exclude;
    pointer-events:none
}

.hc-head{
    display:flex;
    justify-content:space-between;
    align-items:center;
    margin-bottom:24px
}

.hc-head h3{
    color:#fff;
    font-size:1.15rem;
    font-family:'Inter';
    font-weight:600
}

.chip{
    background:rgba(46,204,113,.18);
    color:#5eead4;
    font-size:.75rem;
    font-weight:600;
    padding:5px 12px;
    border-radius:999px
}
.hc-amount{
    color:#fff;
    font-size:2.5rem;
    font-family:'Fraunces',serif;
    margin-bottom:4px
}
.hc-sub{
    color:rgba(255,255,255,.55);
    font-size:.85rem;
    margin-bottom:26px
}
.hc-rows{
    display:flex;
    flex-direction:column;
    gap:14px
}
.hc-row{
    display:flex;
    justify-content:space-between;
    align-items:center;
    background:rgba(255,255,255,.06);
    border:1px solid rgba(255,255,255,.08);
    padding:14px 18px;border-radius:14px;
    transition:transform .3s,background .3s}

.hc-row:hover{
    transform:translateX(6px);
    background:rgba(255,255,255,.1)
}

.hc-row .lbl{
    color:rgba(255,255,255,.65);
    font-size:.85rem;
    display:flex;
    align-items:center;
    gap:10px
}

.hc-ic{
    width:32px;
    height:32px;
    border-radius:10px;
    display:grid;
    place-items:center;
    font-size:.95rem
}

.ic1{
    background:rgba(61,139,253,.2)
}
.ic2{
    background:rgba(46,204,113,.2)
}
.ic3{
    background:rgba(217,169,59,.2)
}
.hc-row .val{
    color:#fff;
    font-weight:600;
    font-size:.92rem
}
.float-chip{
    position:absolute;
    background:#fff;
    border-radius:16px;
    padding:12px 18px;
    box-shadow:var(--shadow-sm);
    display:flex;
    align-items:center;
    gap:10px;
    font-size:.82rem;
    font-weight:600;
    color:var(--navy);
    animation:float 6s ease-in-out infinite
}
.fc1{
    top:-12px;
    right:10px;
}

.fc2{
    left:510px;
    top: 460px;
}
.fc2 .tick{
    width:30px;
    height:30px;
    border-radius:50%;
    background:#e8f9ef;
    color:#1faf6b;
    display:grid;
    place-items:center
}

/* ---------- Marquee ---------- */
.marquee-wrap{
    background:var(--navy-2);
    padding:20px 0;
    overflow:hidden;
    border-top:1px solid rgba(255,255,255,.06)
}
.marquee{
    display:flex;
    gap:70px;
    width:max-content;
    animation:scroll 26s linear infinite
}
.marquee span{
    color:rgba(250, 222, 11, 0.879);
    font-weight:600;
    letter-spacing:2px;
    font-size:.85rem;
    text-transform:uppercase;
    display:flex;
    align-items:center;
    gap:14px;
    white-space:nowrap
}
.marquee span i{
    color: #1faf6b;
    font-style:normal
}
@keyframes scroll{to{transform:translateX(-50%)}}

/* ---------- Section headers ---------- */
.sec-head{
    text-align:center;
    max-width:680px;
    margin:0 auto 60px
}
.kicker{
    display:inline-block;
    color:var(--gold);
    font-weight:700;
    font-size:.8rem;
    letter-spacing:
    3px;text-transform:uppercase;
    margin-bottom:14px
}
.sec-head h2{
    font-size:clamp(1.9rem,3.6vw,2.7rem);
    margin-bottom:16px
}
.sec-head p{
    color:var(--muted);
    font-size:1.05rem
}

/* ---------- Services ---------- */
.services{
    background:var(--bg)
}
.svc-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:26px
}
.svc-card{
    background:var(--card);
    border-radius:var(--radius);
    padding:36px 30px;
    border:1px solid #e8edf5;
    position:relative;
    overflow:hidden;
    transition:transform .4s cubic-bezier(.22,.61,.36,1),box-shadow .4s
}
.svc-card::before{
    content:"";
    position:absolute;
    top:0;
    left:0;
    width:100%;
    height:4px;
    background:linear-gradient(90deg,var(--gold),var(--gold-2));
    transform:scaleX(0);
    transform-origin:left;
    transition:transform .45s ease
}
.svc-card:hover{
    transform:translateY(-10px);
    box-shadow:var(--shadow)
}
.svc-card:hover::before{
    transform:scaleX(1)
}
.svc-icon{
    width:62px;
    height:62px;
    border-radius:16px;
    background:linear-gradient(135deg,#eef3fb,#dde8f8);
    display:grid;
    place-items:center;
    font-size:1.6rem;
    margin-bottom:22px;
    transition:all .4s
}
.svc-card:hover .svc-icon{
    background:linear-gradient(135deg,var(--gold),var(--gold-2));
    transform:rotate(-8deg) scale(1.08)
}
.svc-card h3{
    font-size:1.25rem;
    margin-bottom:10px
}
.svc-card p{
    color:var(--muted);
    font-size:.94rem;
    margin-bottom:18px
}
.svc-price{
    color:var(--navy);
    font-weight:700;
    font-size:.9rem
}
.svc-price b{
    color:var(--gold)
}
.svc-link{
    display:inline-flex;
    align-items:center;
    gap:6px;
    margin-top:14px;
    color:var(--navy);
    font-weight:600;
    font-size:.88rem;
    transition:gap .3s
}
.svc-card:hover .svc-link{
    gap:12px;
    color:var(--gold)
}
.svc-actions{
    display:flex;
    align-items:center;
    gap:10px;
    margin-top:14px;
}

.svc-actions .svc-link{
    margin-top:0;
}
.svc-bottom{
    display:flex;
    align-items:center;
    justify-content:space-between;
    width:100%;
    margin-top:14px;
}

.svc-bottom .svc-link{
    margin-top:0;
}

.svc-whatsapp{
    width:34px;
    height:34px;
    display:flex;
    align-items:center;
    justify-content:center;
    flex-shrink:0;
}

.svc-whatsapp img{
    width:34px;
    height:34px;
    object-fit:contain;
    display:block;
    justify-self: end;
}
@media(max-width:960px){
    .svc-grid{
        grid-template-columns:repeat(2,1fr)
    }}
@media(max-width:620px){
    .svc-grid{
        grid-template-columns:1fr
    }}

/* ---------- Stats ---------- */
.stats{
    background:linear-gradient(135deg,var(--navy) 0%,var(--navy-3) 100%);
    position:relative;
    overflow:hidden
}
.stats::before{
    content:"₹";
    position:absolute;
    font-family:'Fraunces',serif;
    font-size:26rem;
    color:rgba(255,255,255,.03);
    right:-3%;
    top:-25%;
    line-height:1
}
.stats-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:30px;
    text-align:center;
    position:relative;
    z-index:2
}
.stat h3{
    color:#fff;
    font-size:clamp(2.2rem,4vw,3.2rem)
}
.stat h3 span{
    color:var(--gold)
}
.stat p{
    color:rgba(255,255,255,.6);
    font-size:.92rem;
    margin-top:6px
}
@media(max-width:760px){
    .stats-grid{
        grid-template-columns:repeat(2,1fr);gap:44px
    }}

/* ---------- How it works ---------- */
.steps{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:26px;
    position:relative
}
.steps::before{
    content:"";
    position:absolute;
    top:44px;
    left:12%;
    right:12%;
    height:2px;
    background:repeating-linear-gradient(90deg,#d7c08a 0 10px,transparent 10px 20px);
    z-index:0
}
.step{
    text-align:center;
    position:relative;
    z-index:1;
    padding:0 8px
}
.step-num{
    width:88px;
    height:88px;
    border-radius:50%;
    background:#fff;
    border:2px solid #eadfc3;
    display:grid;
    place-items:center;
    margin:0 auto 22px;
    font-family:'Fraunces',serif;
    font-size:1.7rem;
    font-weight:700;
    color:var(--gold);
    box-shadow:var(--shadow-sm);
    transition:all .4s
}
.step:hover .step-num{
    background:linear-gradient(135deg,var(--gold),var(--gold-2));
    color:var(--navy);
    transform:scale(1.1) rotate(6deg);
    border-color:transparent
}
.step h3{
    font-size:1.15rem;
    margin-bottom:8px
}
.step p{
    color:var(--muted);
    font-size:.9rem
}
@media(max-width:900px){
    .steps{
        grid-template-columns:repeat(2,1fr);gap:44px
    }
    .steps::before{
        display:none
    }}
@media(max-width:520px){
    .steps{grid-template-columns:1fr
    }}

/* ---------- Why us ---------- */
.why{
    background:var(--bg)
}
.why-grid{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:70px;
    align-items:center
}
.why-visual{
    position:relative
}
.why-img{
    border-radius:26px;
    overflow:hidden;
    box-shadow:var(--shadow)
}
.why-badge{
    position:absolute;
    bottom:-24px;
    right:-14px;
    background:#fff;
    border-radius:18px;
    padding:18px 24px;
    box-shadow:var(--shadow);
    text-align:center;
    animation:float 6s ease-in-out infinite
}
.why-badge h4{
    font-size:1.6rem;
    color:var(--gold)
}
.why-badge p{
    font-size:.78rem;
    color:var(--muted);
    font-weight:600
}
.why-list{
    display:flex;
    flex-direction:column;
    gap:24px;
    margin-top:34px
}
.why-item{
    display:flex;
    gap:18px
}
.why-check{
    flex-shrink:0;
    width:46px;
    height:46px;
    border-radius:14px;
    background:linear-gradient(135deg,var(--gold),var(--gold-2));
    display:grid;
    place-items:center;
    color:var(--navy);
    font-weight:700;
    box-shadow:0 8px 20px -6px rgba(217,169,59,.55)
}
.why-item h3{
    font-size:1.12rem;
    margin-bottom:5px
}
.why-item p{
    color:var(--muted);
    font-size:.92rem
}
@media(max-width:900px){
    .why-grid{
        grid-template-columns:1fr;gap:56px
    }}

/* ---------- Pricing ---------- */
.price-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:28px;
    align-items:stretch
}
.price-card{
    background:#fff;
    border:1px solid #e8edf5;
    border-radius:22px;
    padding:42px 34px;
    display:flex;
    flex-direction:column;
    transition:transform .4s,box-shadow .4s;
    position:relative
}
.price-card:hover{
    transform:translateY(-10px);
    box-shadow:var(--shadow)
}
.price-card.featured{
    background:linear-gradient(160deg,var(--navy),var(--navy-3));
    border:none;
    color:#fff;transform:scale(1.04)
}
.price-card.featured:hover{
    transform:scale(1.04) translateY(-10px)
}
.pop-tag{
    position:absolute;
    top:-14px;
    left:50%;
    transform:translateX(-50%);
    background:linear-gradient(135deg,var(--gold),var(--gold-2));
    color:var(--navy);
    font-size:.75rem;
    font-weight:700;
    padding:6px 18px;
    border-radius:999px;
    letter-spacing:1px;
    white-space:nowrap
}
.price-card h3{
    font-size:1.2rem;
    margin-bottom:6px
}
.price-card.featured h3{
    color:#fff
}
.price-card .plan-sub{
    color:var(--muted);
    font-size:.86rem;
    margin-bottom:24px
}
.price-card.featured .plan-sub{
    color:rgba(255,255,255,.6)
}
.price-card .amount{
    font-family:'Fraunces',serif;
    font-size:2.7rem;
    color:var(--navy)
}
.price-card.featured .amount{
    color:var(--gold-2)
}
.price-card .per{
    color:var(--muted);
    font-size:.85rem;
    margin-bottom:28px
}
.price-card.featured .per{
    color:rgba(255,255,255,.55)
}
.price-card ul{
    list-style:none;
    display:flex;
    flex-direction:column;
    gap:13px;
    margin-bottom:34px;
    flex:1
}
.price-card li{
    display:flex;
    gap:11px;
    font-size:.9rem;
    align-items:flex-start
}
.price-card li::before{
    content:"✓";
    color:var(--gold);
    font-weight:800
}
.price-card.featured li{
    color:rgba(255,255,255,.85)
}
@media(max-width:900px){
    .price-grid{
        grid-template-columns:1fr;
        max-width:440px;
        margin:0 auto}
        .price-card.featured{transform:none}
        .price-card.featured:hover{
            transform:translateY(-10px)
        }}

/* ---------- Testimonials ---------- */
.testi{
    background:var(--navy);
    position:relative;
    overflow:hidden
}
.testi::before{
    content:"";
    position:absolute;
    width:500px;
    height:500px;
    border-radius:50%;
    background:radial-gradient(circle,rgba(217,169,59,.14),transparent 70%);
    top:-200px;
    left:-150px
}
.testi .sec-head h2{
    color:#fff
}
.testi .sec-head p{
    color:rgba(255,255,255,.6)
}
.testi-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:26px;
    position:relative;
    z-index:2
}
.t-card{
    background:rgba(255,255,255,.06);
    border:1px solid rgba(255,255,255,.12);
    backdrop-filter:blur(10px);
    border-radius:20px;
    padding:32px;
    transition:transform .4s,background .4s
}
.t-card:hover{
    transform:translateY(-8px);
    background:rgba(255,255,255,.1)
}
.t-card .stars{
    margin-bottom:16px;
    font-size:.95rem
}
.t-card p{
    color:rgba(255,255,255,.82);
    font-size:.94rem;
    margin-bottom:24px
}
.t-user{
    display:flex;
    align-items:center;
    gap:14px
}
.t-av{
    width:46px;
    height:46px;
    border-radius:50%;
    display:grid;
    place-items:center;
    font-weight:700;
    color:#fff
}
.t-user h4{
    color:#fff;
    font-family:'Inter';
    font-size:.95rem
}
.t-user span{
    color:rgba(255,255,255,.5);
    font-size:.8rem
}
@media(max-width:900px){
    .testi-grid{grid-template-columns:1fr
    }}

/* ---------- FAQ ---------- */
.faq-wrap{
    max-width:780px;
    margin:0 auto
}
.faq-item{
    border:1px solid #e8edf5;
    border-radius:16px;
    margin-bottom:14px;
    overflow:hidden;
    transition:box-shadow .3s,border-color .3s;
    background:#fff
}
.faq-item.open{
    border-color:var(--gold);
    box-shadow:var(--shadow-sm)
}
.faq-q{
    width:100%;
    background:none;
    border:none;
    display:flex;
    justify-content:space-between;
    align-items:center;
    gap:16px;
    padding:22px 26px;
    font-family:'Inter';
    font-size:1rem;
    font-weight:600;
    color:var(--navy);
    cursor:pointer;
    text-align:left
}
.faq-q .plus{
    flex-shrink:0;
    width:30px;
    height:30px;
    border-radius:50%;
    background:#eef3fb;
    display:grid;
    place-items:center;
    font-size:1.15rem;
    color:var(--navy);
    transition:all .35s
}
.faq-item.open .plus{
    background:var(--gold);
    color:var(--navy);
    transform:rotate(45deg)
}
.faq-a{
    max-height:0;
    overflow:hidden;
    transition:max-height .45s cubic-bezier(.22,.61,.36,1)
}
.faq-a p{
    padding:0 26px 24px;
    color:var(--muted);
    font-size:.93rem
}

/* ---------- CTA band ---------- */
.cta-band{
    background:linear-gradient(135deg,var(--gold),var(--gold-2));
    border-radius:28px;
    padding:64px 56px;
    display:flex;
    justify-content:space-between;
    align-items:center;
    gap:36px;
    flex-wrap:wrap;
    position:relative;
    overflow:hidden;
    box-shadow:0 34px 70px -24px rgba(59, 217, 59, 0.6)
}
.cta-band::before{
    content:"";
    position:absolute;
    width:280px;
    height:280px;
    border-radius:50%;
    border:40px solid rgba(255,255,255,.14);
    right:-70px;
    top:-90px
}
.cta-band h2{
    font-size:clamp(1.6rem,3vw,2.3rem);
    color:var(--navy);
    margin-bottom:8px
}
.cta-band p{
    color:rgba(11,31,58,.75);
    font-weight:500
}
.cta-band .btn-navy{
    position:relative;
    z-index:2;
    padding:16px 36px;
    font-size:1rem
}

/* ---------- Footer ---------- */
footer{
    background:var(--navy);
    color:rgba(255,255,255,.65);
    padding:80px 0 0
}
.f-grid{
    display:grid;
    grid-template-columns:1.4fr 1fr 1fr 1.2fr;
    gap:44px;
    padding-bottom:56px
}
.f-grid h4{
    color:#fff;
    font-family:'Inter';
    font-size:.95rem;
    margin-bottom:20px;
    letter-spacing:.5px
}
.f-grid ul{
    list-style:none;
    display:flex;
    flex-direction:column;
    gap:12px;
    font-size:.9rem
}
.f-grid a:hover{
    color:var(--gold)
}
.f-about p{
    font-size:.9rem;
    margin:16px 0 22px;
    max-width:300px
}
.f-contact li{
    display:flex;
    gap:12px;
    align-items:flex-start
}
.f-contact i{
    color:var(--gold);
    font-style:normal
}
.f-bottom{
    border-top:1px solid rgba(255,255,255,.1);
    padding:22px 0;
    display:flex;
    justify-content:space-between;
    gap:16px;
    flex-wrap:wrap;
    font-size:.82rem
}
.f-bottom a{
    color:var(--gold)
}
@media(max-width:900px){
    .f-grid{grid-template-columns:1fr 1fr
    }}
@media(max-width:540px){
    .f-grid{grid-template-columns:1fr
    }}

/* ---------- Back to top / misc ---------- */
.to-top{
    position:fixed;
    bottom:28px;
    right:28px;
    width:50px;
    height:50px;
    border-radius:50%;
    background:var(--navy);color:var(--gold);
    border:none;
    font-size:1.2rem;
    cursor:pointer;
    box-shadow:var(--shadow);
    opacity:0;
    pointer-events:none;
    transform:translateY(20px);
    transition:all .4s;
    z-index:90
}
.to-top.show{
    opacity:1;
    pointer-events:auto;
    transform:none
}
.to-top:hover{
    background:var(--gold);
    color:var(--navy)
}
::selection{
    background:var(--gold);
    color:var(--navy)
}

.social-icons{
    display:flex;
    align-items:center;
    gap:14px;
    margin-top:22px;
}

.social-icons a{
    width:38px;
    height:38px;
    border:1px solid rgba(255,255,255,.18);
    border-radius:50%;
    display:flex;
    align-items:center;
    justify-content:center;
    color:rgba(255,255,255,.75);
    transition:all .3s ease;
}

.social-icons svg{
    width:18px;
    height:18px;
}

.social-icons a:hover{
    color:#fff;
    background:var(--gold);
    border-color:var(--gold);
    transform:translateY(-3px);
}